Starr Insurance Companies is a leading insurance and investment organization, providing commercial property and casualty insurance, including travel and accident coverage, to almost every imaginable business and industry in virtually every part of the world.
Cornelius Vander Starr established his first insurance company in Shanghai, China in 1919. Today, we are one of the world’s fastest growing insurance organizations, capable of writing in 128 countries on 6 continents.
Position Summary:
We are seeking a skilled and analytical Difference in Conditions (DIC) Property Underwriter to join our team. This role will focus on underwriting single peril property risks, specifically wind, flood, and earthquake exposures. The ideal candidate will have a strong background in property insurance, experience with DIC products, and a keen understanding of catastrophe modeling and risk assessment.
Key Responsibilities:
- Evaluate, select, and price new and renewal DIC property submissions for wind, flood, and earthquake perils in accordance with company guidelines and risk appetite.
- Analyze property exposures using catastrophe models, engineering reports, mapping tools, and other resources to determine risk acceptability and pricing.
- Monitor and manage the performance of the assigned book of business, ensuring profitability and adherence to underwriting strategies.
- Develop and maintain strong relationships with brokers, agents, and clients to drive new business opportunities and retain existing accounts.
- Review and approve policy wordings, endorsements, and other documentation to ensure accuracy and compliance.
- Work closely with actuarial, claims, and catastrophe modeling teams to refine underwriting strategies and support product development.
- Stay informed of market trends, regulatory changes, and emerging risks in the wind, flood, and earthquake insurance sectors.
Qualifications:
- Bachelor’s degree in Business, Finance, Risk Management, or related field (or equivalent experience).
- 3+ years of property underwriting experience, with a focus on DIC or catastrophe-exposed risks (wind, flood, earthquake).
- Strong knowledge of property insurance forms, coverage structures, and rating methodologies.
- Experience with catastrophe modeling tools (e.g., RMS, AIR) and geographic information systems (GIS) preferred.
- Professional designations (e.g., CPCU, ARM) are a plus.
What We Offer:
- Competitive compensation and benefits package
- Opportunities for professional growth and development
- Collaborative and inclusive work environment
- Pension, 401(k) match, medical/dental/vision, pet discounts, parental leave and more
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Starr is an equal opportunity employer, which means we'll consider all suitably qualified applicants regardless of gender identity or expression, ethnic origin, nationality, religion or beliefs, age, sexual orientation, disability status or any other protected characteristic. We recruit and develop our people based on merit and we're committed to creating an inclusive environment for all employees. We offer first class training and development opportunities to all employees. Our aim is to grow our own talent and bring out the best in people.
