Who are we?
Howden is a collective – a group of talented and passionate people all around the world. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 18,000 employees spanning over 100 countries.
People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.
Role Overview
We are seeking a Fleet Underwriter to join our dynamic underwriting team. In this role, you will be contributing to driving underwriting performance, analysing key trends, and supporting the development of the fleet underwriting team. You will work closely with internal stakeholders, brokers, and the wider underwriting team to ensure risk assessment and pricing decisions align with business objectives.
Key Responsibilities
- Working within agreed risk appetite to quote on incoming new business Fleet risks and renewals.
- Support the development of Fleet underwriting strategies, philosophies, and procedures.
- Develop and maintain strong relationships with key supporting brokers; where required, conduct face-to-face meetings in collaboration with the Business Development Team.
- Work cross-functionally to maximise Fleet business opportunities and drive growth.
- Focus on costs, process improvements, and efficiencies to enhance the profitability of KGM.
Key Skills & Experience
- Underwriting experience within Fleet in retail and/or the wholesale market.
- Analytical mindset with the ability to interpret performance data and make strategic recommendations.
- Excellent communication skills, with confidence in delivering insights to senior stakeholders.
- Strong relationship management skills, with experience in broker engagement and business development.
- Proactive and commercially minded, with a focus on efficiency and profitability.
- Knowledge of claims handling and its impact on underwriting decisions.
- Ability to work independently and as part of a team in a fast-paced environment.
Why Join KGM?
- Be part of a leading specialist insurance provider known for innovation and client-focused solutions.
- Work in a dynamic and collaborative environment with opportunities for career growth.
- Competitive salary and benefits package.
- Hybrid working model with 4 days in the Romford office or London to promote collaboration and engagement.
If you are a driven and analytical Fleet Underwriter looking for your next challenge, we would love to hear from you!
What do we offer in return?
A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:
Our successes have all come from someone brave enough to try something new
We support each other in the small everyday moments and the bigger challenges
We are determined to make a positive difference at work and beyond
Reasonable adjustments
We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*.
If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require.
*Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.
Permanent