Company: Sovereign Insurance
Department: Risk Engineering
Employment Type: Regular Full-Time
Work Model: Remote-Based
Language: English is required, French is an asset.
Additional Information: This/these role(s) is/are currently vacant
The Opportunity:
At Sovereign Insurance, a wholly owned subsidiary of The Co-operators General Insurance Company, we believe leadership is shaped by purpose, collaboration, and meaningful contribution. When you grow, we grow — your success crowns ours.
We value diverse perspectives, bold ideas, and people who lift others up. Here, your initiative matters, and your efforts help build the resilience of the Canadian businesses and communities we serve.
That shared commitment strengthens our culture and moves us forward — together. That’s the Crown Effect.
The Risk Specialist must be proficient in Property & Casualty with emphasis on large manufacturing, warehousing and Course of Construction type perils and must develop a comprehensive understanding of insured operations to assess the level of risk associated with surveyed exposures and provides underwriters with clear, well documented risk assessment reports that include complete analysis and grading.
The Risk Specialist also delivers formal and informal training and education to underwriting staff to support the development of technical expertise and sound risk judgment. Decision making and problem solving require a high degree of technical proficiency and professional judgment, with consultation expected when uncertainty exists. Accuracy is critical, as errors may result in significant financial impact and reputational risk to the organization.
How you will create impact:
- Conducting risk evaluations through site surveys and file reviews to identify loss exposures, hazards, controls, and regulatory compliance while developing a detailed understanding of insured operations
- Assessing the scope and effectiveness of risk controls and safety management practices, and proposing advanced, practical risk management solutions
- Consulting with clients, brokers, and underwriters on loss control and prevention practices through collaborative fact finding and solution development
- Preparing clear, comprehensive risk evaluation and assessment reports with analysis, grading, and underwriting recommendations to support risk selection and pricing decisions
- Delivering consultative risk improvement services by reviewing existing loss prevention programs and developing actionable improvement plans
- Developing and delivering technical training, education sessions, library articles, and learning materials for clients, brokers, underwriters, and staff
- Supporting risk engineering program development by contributing subject matter expertise, assisting with pilot initiatives, and providing operational feedback to management
- Maintaining strong client, broker, and internal relationships while acting as a risk management expert, mentor, and industry participant focused on service excellence and market opportunity growth
To join our team:
- Degree or diploma in Engineering, Applied Science, or a related field, or equivalent relevant industry experience
- Completion of recognized professional insurance designations, including CIP and CRM
- Technical education covering fire protection, building construction, sprinkler systems, security alarms, industrial processes, liability exposures, life safety, and fleet safety
- Minimum of 10 years of experience within the insurance industry
- Strong analytical, problem solving, decision making, organizational, and attention to detail skills
- Effective communication, interpersonal, customer service, change management, and technology skills
How you will succeed:
- You thrive on delivering our exceptional client experience through positive and engaging relationships; embracing accountability to achieve effective results.
- You ensure your day to day actions are in harmony with the company’s purpose, vision, and values even when challenged.
- You are open and adaptable to changing conditions with a natural curiosity to explore and try new approaches.
- You value cooperative and collaborative dialogue because diverse perspectives offer more creative and productive solutions.
What you need to know:
- You will be subject to a Background check as a condition of employment, in the event you are the successful candidate.
- This role involves direct contact with clients and/or service providers in their environment.
- You are required to have a valid driver’s license and insurance.
- Work will primarily be in Southern Ontario and 5% travel outside of Ontario.
What’s in it for you?
- Room to grow with confidence — build your career, contribute your ideas, and see the impact of your work.
- A culture that values you — inclusive, collaborative, and respectful, where different perspectives are encouraged and heard.
- Rewards that recognize you and the work you do - competitive salary and variable compensation, benefits and pension, paid time off, development and recognition programs.
- Support for your well-being — a holistic approach to physical, mental, social, and financial wellness.
- Pride in purpose — being part of a Canadian organization dedicated to protecting Canadian businesses and the communities they serve while giving back through volunteering, donations, and national initiatives that help build a more sustainable future.
Expected salary/hourly range $104,717 - $154,700
The salary amount for the successful candidate is determined by Sovereign in its discretion and will vary depending on several criteria including but not limited to: local market conditions, geography and relevant job-related factors such as knowledge, skills, qualification, experience and education.
Employees may also have the opportunity to participate in incentive programs and earn additional compensation tied to individual and/or business performance, or other business metrics.
Employees may also have the opportunity to participate in incentive programs and earn additional compensation tied to individual and/or business performance, or other business metrics.
