Job Description
Claims Adjuster - T his is position with the North America Accident & Health Claims Department.
The North America Accident and Health Claims Department is seeking a Claim Adjuster to join our fast-paced, high energy, growing Company. We are proud of our tradition of success in the insurance industry of nearly 100 years. Come join our team of hard-working, talented professionals!
The Claims Adjuster is responsible for contacting claimants and /or service providers to request information needed to process claims - includes written correspondence and phone calls. They will evaluate claims based on documentation received, including responses from claimants and providers.
Will need to handle multiple priorities simultaneously, be self-directed and meet service level expectations.
The Claims Adjuster must demonstrate customer centricity in all aspects of their job by performing actions with empathy and expertise.
Responsibilities
- Efficiently and accurately adjudicate claims in accordance with the policy terms, established guidelines, and regulations.
- Conduct eligibility claim reviews by evaluating claim submissions and comparing to policy benefits.
- Request additional information from policyholders, providers, and others as necessary to finalize claims.
- Actively manage inventory and ongoing claim adjudication.
- Effectively communicate with customers using empathy and professionalism via phone and written correspondence.
- Interface with Policyholders and Agents answering a variety of questions through different service channels.
- Develop a broad understanding of our products and systems.
- Meet Department standards for time, service, and quality.
- Ability to confidently maneuver between system applications to find information and respond to customer needs in a timely manner.
- Collaborate with other team members and leadership to ensure effective customer service.
- Actively engage in continuous Improvement initiatives and identify process and efficiency enhancements.
- Participate in required training.
- Perform other duties as assigned.
Competencies
QUALIFICATIONS
- Problem Solving:Takes an organized and logical approach to thinking through problems and complex issues.Simplifies complexity by breaking down issues into manageable parts.Looks beyond the obvious to get at root causes.Develops insight into problems, issues, and situations.
- Continuous Learning:Demonstrates a desire and capacity to expand expertise, develop new skills, and grow professionally.Seeks and takes ownership of opportunities to learn, acquire new knowledge, and deepen technical expertise.Takes advantage of formal and informal developmental opportunities.Takes on challenging work assignments that lead to professional growth.
- Initiative:Willingly does more than is required or expected in the job.Meets objectives on time with minimal supervision.Eager and willing to go the extra mile in terms of time and effort. Is self-motivated and seizes opportunities to make a difference.
- Adaptability:Ability to re-direct personal efforts in response to changing circumstances.Is receptive to new ideas and new ways of doing things.Effectively prioritizes according to competing demands and shifting objectives.Can navigate through uncertainty and knows when to change course.
- Results Orientation:Effectively executes on plans, drives for results, and takes accountability for outcomes.Perseveres and does not give up easily in challenging situations. Recognizes and capitalizes on opportunities.Takes full accountability for achieving (or failing to achieve) desired results.
- Values Orientation:Upholds and models Chubb values and always does the right thing for the company, colleagues, and customers.Is direct, truthful, and trusted by others.Acts as a team player.Acts ethically and maintains a high level of professional integrity.Fosters high collaboration within own team and across the company; constantly acts and thinks “One Chubb.”
Skills
- Exceptional written and verbal communication skills.
- Quality and Customer Centric Orientation.
- Excellent organizational skills.
- Ability to multi-task in fast-paced environment, with attention to detail, and prioritize tasks.
- Analytical skills and good decision-making skills.
- Proficient in MS Office – Outlook, Word, and Excel.
- Navigation between systems and use of technology is important.
- Insurance/Claims Experience.
- Windows based PC Knowledge.
Education And Experience
- 2 or more years related claims experience required (medical and personal property desired).
- Experience in a customer interfacing position with progressive responsibility in role.
- Knowledge of medical terminology.
About Us
Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.
At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliation against any individual who reports discrimination or harassment.
