Principal Pricing Analyst – RiskJoin a people-focused, mutual organisation committed to fair and accurate pricingWork on complex pricing analysis end to end, contribute to key pricing decisions across the business and support best practice by sharing your technical expertise with othersWork from home 80% of the time, with the remaining 20% spent at our Stratford-upon-Avon offices About the roleWorking in Pricing at NFU Mutual feels genuinely different. With a clear focus on customers rather than shareholders, the team’s work has real impact — supporting local communities, protecting livelihoods, and helping our UK‑wide Agency Network deliver exceptional service. Our Pricing team has long been central to how we support our customers, and its role is becoming even more crucial. The team is now at the heart of one of NFU Mutual’s most significant transformation programmes, shaping how pricing will operate in the future to ensure fair, insight‑driven outcomes. To deliver this transformation, the team is expanding and creating exciting opportunities to join at a pivotal moment. This is a rare chance to influence a high‑profile, business‑wide initiative where your work will be visible, valued and acted on. By working closely with colleagues across the business, you’ll play an important role in shaping NFU Mutual’s future. Beyond the transformation, you’ll join a Pricing team committed to continuous improvement, offering ongoing opportunities to grow, add value and make a real difference. If you want to drive meaningful transformation while developing your own career, now is the ideal time to join us.As a Principal Pricing Analyst, you will be a technical lead within the Head Office Pricing Function, using deep expertise across pricing disciplines to design, build and implement pricing models, develop robust rating logic and deliver high‑quality analysis that informs business decisions. You will be aligned to our Risk Pricing team, working on product pricing for personal lines products, such as home insurance.You will take ownership of complex analytical work, ensuring models, processes and data meet required standards, while contributing to the development of pricing that is profitable, fit for purpose and aligned to regulatory expectations.Working closely with colleagues across Pricing, Underwriting and the wider Group, you’ll influence the development of pricing solutions, drive technical improvements and support the delivery of departmental projects.A key part of your role will be acting as a technical role model - coaching, mentoring and supporting junior analysts to build capability - whilst communicating insights clearly to stakeholders and championing continuous improvement across processes, tools and analytical approaches.About youYou are an inquisitive and detail focused pricing professional who approaches complex problems with curiosity and clarity. You communicate effectively, adapting your style for different audiences and ensuring that technical concepts are easy to understand. You bring strong analytical thinking, a structured problem solving approach and a commitment to delivering high quality outputs. You work collaboratively, build positive relationships across teams and confidently influence decisions with evidence based insight. You take ownership of your work, remain adaptable in a changing environment and are naturally inclined to support, coach and guide others as they grow.You will also be able to evidence the following skills and experience:Experience working in a general insurance pricing function with a strong risk focus (e.g., claims forecasting, calibrating price to cover claims and non claims costs, ensuring target prices remain profitable and fit for purpose)Proficiency with pricing software such as SQL, Emblem, Radar, R or similar toolsStrong data analysis capability, including trend analysis and interpretationPrior experience working in a personal lines environment and completing product pricing for home insurance is highly desirable Experience working with online or direct insurance distribution channels is also desirableAt NFU Mutual, we support an inclusive workplace and value all the differences that make us unique. We celebrate the creativity and innovation that comes from diverse perspectives and experiences and share a common vision of doing the right thing for our customers and employees. We recognise that some candidates may experience barriers during the recruitment process. So, we encourage candidates to discuss any adjustments or accommodations they need to be the best they can be throughout our recruitment process.We're proud to be a Disability Confident Employer, a Race at Work and Women in Finance Charter signatory and welcome applications from people of all backgrounds, regardless of age, ethnicity, disability, neurodiversity, gender, religion, marital status, sexual orientation, or socioeconomic background.Benefits and RewardsWhen you join our team, you can expect a supportive culture and an attractive range of rewards and benefits including: Level 4Salary of circa £55,000Annual bonus (up to 17.5% of salary) Contributory pension scheme, up to 20%, including your 8% contribution25 days annual leave + bank holidays + buy/sell/save holiday trading schemeA Family Friendly policy that helps you balance your work and family responsibilitiesAccess to savings at High Street brands, travel and supermarkets£20 contribution to a monthly gym membership – subject to T&CsHealth and wellbeing plan - cashback for dentist, opticians, physio and moreAccess to voluntary benefits, including health assessments, private medical insurance and dental insuranceEmployee Volunteering - volunteer in the community for one day each yearUnlimited access to Refer a Friend £500 bonus schemeLife Assurance cover of 4 x salaryEmployee discounts of 15% on a range of NFU Mutual insurance policies. Salary sacrifice employee car scheme - subject to eligibilityWorking at NFU MutualWe’re one of the UK’s leading general insurance and financial services organisations, and for over 110 years we’ve put our customers at the heart of everything we do. Our people are just as important to us, so we’re proud to be recognised as “a great place to work”.Our Gallup Exceptional Workplace 2025 award was not only awarded with Distinction, but it also marked us as the first UK based company to earn a Gallup Exceptional Workplace award for ten consecutive years. We’ve also been consistently recognised by Glassdoor. We appeared in the Glassdoor Best Places to Work UK list in 2023, 2024 and 2026 — and in 2026, we were the highest ranked insurance business in the UK, highlighting our strong employee experience and the positive feedback our people share on the platform.Additionally, we were named in the LinkedIn Top 15 Companies 2025 list of “Best midsize employers to grow your career in the UK”, and we’ve been certified as a UK Top Employer by the Top Employers Institute in 2023, 2024, 2025 and 2026.We offer a supportive and empowering culture where people are inspired to perform, given opportunities to grow, and recognised and rewarded for their contribution. Our people are proud to work for a company that respects them and their communities, and they trust us to be financially sustainable—so we’re successful now and in the future.
