HDI is a Corporate & Specialty Insurer part of the Talanx Group. With over 120 years of experience, HDI operates across five continents, around 40 countries and employs over 5,000 people worldwide.
The role:
Analytical support for the Political and Credit Risk account in accordance with the underwriting guidelines and business plan through:
- Analysis of a high volume of new business, focused on credit enquiries, providing analytical recommendations to underwriting colleagues in line with the team risk appetite, based on comprehensive submissions generated by underwriting colleagues.
- Establish and maintain annual credit assessments, limits and internal ratings for regularly reviewed obligors which typically do not have external credit ratings
- Assist and prepare reports for ongoing portfolio analysis, including maintenance and review of trigger event metrics for all exposure and aggregations, across geographies, industries, obligors, risk types and client groups.
- Generate regular and ad hoc reporting to support the team
- Complete project work as required to support portfolio analysis, account development, credit policy and credit appetite
Key accountabilities:
Credit’ Analysis
- Provide robust review of and recommendation on individual new enquiries and obligors
- Document analysis and recommendation on individual credit reviews and complete the associated tools for data capture
- Complete specific project work as required
- Monitor, Analyse and generate Management Information for the existing and growing account portfolio
- Support senior colleagues in data analysis to assess the performance of the account and contribute to strategic discussions
Client/Broker Relations
- Attend third party information provider (such as IHS, S&P, Factiva) calls and meetings
- Attend client calls and meetings in relation to industry or geography updates where required
Process Improvement
- Identify and enhance the quality and value of processes for your area of work
Project Management
- Contribute to end to end process of project management for functional projects and contribute to any Branch wide projects
Risk and Controls
- Maintain process controls to ensure the quality of the output for your area/team within the function
- Ensure documentation of the processes and output is accurate, up-to-date and accessible
Reporting
- Design, deliver, develop and analyse reports, identify and recommend solutions to reporting issues in line with group/branch requirements
Skills & experience
- A minimum of 2 years in credit analysis
- Degree
- Working to achieve CFA qualification or willingness to complete
- Commercial awareness
- Attention to detail
- Strong analytical and data presentation skills
- Patience
- Reliable
- Superior service approach
- Organised and reliable
As an equal opportunities employer, we are committed to creating an inclusive environment for all employees, recognising that a diverse and inclusive workplace is a creative and prosperous one.
If you require support with your application, please contact UK&IRE_Recruitment@hdi.global
