Scheme summaryLaunch your career with our 2027 Finance Services Graduate SchemeDevelop a broad understanding of Financial Services through practical experience across a range of departments.Work towards your Diploma in Financial Planning and insurance qualifications, with mentoring and support throughout.Join a supportive graduate community where you can build your network, share experiences and learn from others from day one. Scheme SummarySalary - £33,000 + up to 10% annual bonus + annual pay reviewsStart date – September 2027Scheme length – 3 yearsLocation – Stratford-upon-Avon, with hybrid working depending on business needsCriteria – You’ll need at least a 2:2 degree in any subject. About the schemeAt NFU Mutual, we’re more than an insurance organisation. We also provide a wide range of financial services that support our customers’ financial wellbeing.Our Financial Services teams offer tailored solutions to help customers plan for the future with confidence. This includes support with pensions, investments, protection and wealth management.We take time to understand each customer’s circumstances and goals. By providing clear, trusted advice and high-quality service, we help them create financial plans that meet their needs, both now and in the future.On our three-year graduate scheme, you’ll gain practical experience across different areas of Financial Services. You’ll rotate through our teams and learn how we support customers, manage products and work within a regulated industry. Each placement will help you build a broad range of skills and discover where your strengths and interests lie.Your placements may include:Operations team – keep things running smoothly, manage our pension, investment, and protection products from the moment a customer signs up through to policy maturity.Financial Advisers – really get to know our customers, helping them find the right life insurance, pension, investment and wealth management products that fit their needs.Governance and Risk – make sure everything runs efficiently and safely, implementing smart processes and keeping us on track with regulatory guidelines.You’ll be based in Stratford-upon-Avon, with hybrid working depending on business needs. Regular office time will help you collaborate with your team and learn from experienced colleagues.Please note this role is not eligible for visa sponsorship as it does not fulfil the criteria set by the Home Office. This is a three-year programme. Candidates must have, or be able to obtain, permission to work in the UK in a way that enables them to undertake the role and complete the programme. If you need any adjustments during the recruitment process, please let us know. We’ll work with you to understand what support would help you perform at your best.Please apply as soon as you can. If we receive enough applications, we may close this vacancy early. What you can expectDuring your first year, you’ll spend time with our Head Office teams. You’ll learn about our customers, products and processes. You’ll also build your confidence in handling customer enquiries.You’ll gain experience outside Head Office too. This may include:supporting our Sales Managers with lead generationspending time in one of our local branchesshadowing a Financial Adviser and learn more about the role.Some travel will be required during your first year.As you progress through the scheme, you’ll work across different departments. This will help you understand our Financial Services strategy and how each team contributes to it.In your final year, you’ll move into a Non-Advised Sales Consultant role. You’ll contact existing customers to discuss our Financial Services products. This role will help you develop your sales skills, customer communication skills and deepen your product knowledge. This is fantastic foundation if you’re interested in becoming a Financial Adviser.You’ll also have opportunities to support projects across our Agency Network. These may involve changes to regulations, systems or processes.We’ll support your career development throughout the scheme with a structured plan, performance reviews twice a year, and the potential for competitive salary increases and progression. You’ll receive support as you work towards your Diploma in Financial Planning, ensuring you’re fully equipped for your career ahead.Your futureThis scheme is designed to support you as you work towards your Diploma in Financial Planning. You’ll also work towards relevant Chartered Insurance Institute (CII) qualifications, building the core insurance knowledge and practical skills you need for a successful career in Financial Services.You’ll be supported by experienced colleagues, a dedicated buddy and a mentor who will help you maximise your development and career opportunities. You’ll also be part of a strong graduate community, with opportunities to connect with current and former graduates, build your network and learn from others on similar schemes. As you come towards the end of the scheme, a careers coach will help you think about your next role and plan your next steps. It’s not all about work either. We encourage our graduates to get involved in extracurricular activities, from volunteering and organising charity or social events to representing NFU Mutual at industry events, all in line with our Environmental, Social, and Governance (ESG) framework.Application Process If your application is shortlisted, there are three stages: Online assessment – to help us understand how you learn and solve problems.Video interview – a short interview to learn more about you.Assessment centre – an in-person day where you’ll take part in activities such as a group exercise, a role-specific tack and a skills-based interview.The assessment centres will be held on Tuesday 01st and Wednesday 02nd December at our Head office in Stratford Upon Avon, Warwickshire.What we're looking forQualifications and skillsYou'll need to have achieved, or be on track for, at least a 2:2 degree. While your degree doesn’t need to be in a specific subject, we do prefer candidates who thrive in a target-driven environment and approach work with a positive attitude.More importantly, we’re looking for individuals with a passion for learning, curiosity, and the potential to grow. To help you succeed on the scheme, you’ll bring: Relationship-building skills – sharing information clearly and building strong working relationships. Strong communication and active listening skills – sharing information clearly and taking time to understand different needs.Adaptability and resilience – staying positive and adjusting your approach when priorities or situations change.Teamwork and collaboration – working with others, sharing ideas and contributing towards common goalsTime management and organisational skills – planning your work and managing deadlines. Initiative and self-management skills – taking ownership and looking for ways to learn and improve.If you can bring these qualities, we can help you develop the rest. Work experienceIndustry experience or a placement year during your degree would be a real advantage, but it isn’t essential. What matters most is that you’ve had some experience of work where you’ve been able to interact with people, build your communication skills and learn how to work well with others. At NFU Mutual, we support an inclusive workplace and value all the differences that make us unique. We celebrate the creativity and innovation that comes from diverse perspectives and experiences and share a common vision of doing the right thing for our customers and employees.We recognise that some candidates may experience barriers during the recruitment process. So, we encourage candidates to discuss any adjustments or accommodations they need to be the best they can be throughout our recruitment process.We're proud to be a Disability Confident Employer, a Race at Work and Women in Finance Charter signatory and welcome applications from people of all backgrounds, regardless of age, ethnicity, disability, neurodiversity, gender, religion, marital status, sexual orientation, or socioeconomic background.Benefits and RewardsWhen you join our team, you can expect a supportive culture and an attractive range of rewards and benefits including: Salary - £33,000Annual bonus (up to 10% of salary) Contributory pension scheme, up to 20%, including your 8% contribution25 days annual leave + bank holidays + buy/sell/save holiday trading schemeA Family Friendly policy that helps you balance your work and family responsibilitiesAccess to savings at High Street brands, travel and supermarkets£20 contribution to a monthly gym membership – subject to T&CsHealth and wellbeing plan - cashback for dentist, opticians, physio and moreAccess to voluntary benefits, including health assessments, private medical insurance and dental insuranceEmployee Volunteering - volunteer in the community for one day each yearUnlimited access to Refer a Friend £500 bonus schemeLife Assurance cover of 4 x salaryEmployee discounts of 15% on a range of NFU Mutual insurance policies.Working at NFU MutualWe’re one of the UK’s leading general insurance and financial services organisations, and for over 110 years we’ve put our customers at the heart of everything we do. Our people are just as important to us, so we’re proud to be recognised as “a great place to work”.Our Gallup Exceptional Workplace 2026 award was not only awarded with Distinction, but it also marked us as the first UK based company to earn a Gallup Exceptional Workplace award for eleven consecutive years. We’ve also been consistently recognised by Glassdoor. We appeared in the Glassdoor Best Places to Work UK list in 2023, 2024 and 2026 — and in 2026, we were the highest ranked insurance business in the UK, highlighting our strong employee experience and the positive feedback our people share on the platform.Additionally, we were named in the LinkedIn Top Companies 2026 list of “Best midsize employers to grow your career in the UK”, and we’ve been certified as a UK Top Employer by the Top Employers Institute in 2023, 2024, 2025 and 2026.We offer a supportive and empowering culture where people are inspired to perform, given opportunities to grow, and recognised and rewarded for their contribution. Our people are proud to work for a company that respects them and their communities, and they trust us to be financially sustainable—so we’re successful now and in the future.
